Tamko announced what it calls a hail warranty for its shingles. The video’s central point is that a hail-warranty headline is not hail immunity: a large hail impact can still damage an asphalt shingle. Before relying on the headline, compare the written remedy with the conditions, exclusions, and proration described in the applicable warranty.
The Colorado example: $2,000 on a $20,000 job
The video describes a Colorado homeowner whose roof was installed 15 years earlier with a 30-year Tamko warranty. In that example, Tamko was said to be paying $2,000 toward a $4,000 material bill, while the replacement job was described as costing $20,000.
Those figures are the practical purchase question. The described payment was half of the material bill and about 10% of the full replacement-job cost. According to the video, labor, tear-off, and disposal may not be included when coverage has become materials-only.
Before choosing HailGuard based on its hail-warranty headline, compare a possible materials payment with the likely labor, tear-off, disposal, and installation costs of a future replacement.
What the video says to check in the warranty
- Installation conditions: The video describes coverage as dependent on installation according to instructions, manufacturer-required ventilation, correct fastening patterns, wind speeds within stated limits, and proper use of system components.
- Claim remedy: Identify whether the applicable warranty pays for materials only or also includes labor, tear-off, disposal, and replacement installation.
- Proration: The video says limited warranties may provide fuller coverage during an initial period and then become prorated. A roof can remain within a 30-year term while the available payment is reduced.
- Exclusions: The video lists improper installation, structural movement, ventilation issues, extreme weather conditions, and events outside the manufacturer’s control as exclusions to examine.
- Hail versus manufacturing defects: The video distinguishes traditional manufacturing-defect coverage from hail, which it describes as an external impact event.
Keep the promise tied to the exact product
Match the written warranty version to the exact Tamko HailGuard shingle being installed. Keep that document along with installation records, including the applicable instructions and records related to ventilation, fastening, and system components.
The video’s Colorado example shows why the remedy deserves as much attention as the term length. A 30-year warranty does not, by itself, establish that a future hail claim will fund a full reroof.
Source: Tamko HailGuard Warranty Breakdown
FAQ
Is Tamko HailGuard hail proof?
No. The video says hail proof does not exist for asphalt shingles and that a sufficiently large hail impact can cause damage. It characterizes the hail warranty as limited coverage with specific conditions.
Why does the Colorado example matter when choosing HailGuard?
The video describes a 15-year-old roof with a 30-year Tamko warranty, a $2,000 payment toward a $4,000 material bill, and a $20,000 replacement job. It illustrates how a payment toward materials can be far below the full cost of reroofing.
What installation conditions does the video describe?
The video describes installation according to instructions, manufacturer-required ventilation, correct fastening patterns, wind speeds within stated limits, and proper use of system components. Check the written warranty for the exact shingle to confirm the applicable terms.
Does the hail-warranty remedy include labor and tear-off?
Do not assume it does. The video says that, after an initial full-coverage period, coverage may be reduced to materials only. Read the remedy section to determine whether labor, tear-off, disposal, and installation are included.
How can proration change a Tamko HailGuard claim?
The video says limited warranties may become prorated after an initial period. That means a roof can still be within a stated 30-year term while the available payment is reduced.
